eHeadlines, Nov. 17, 2025

Thanksgiving Holiday Closure: Canopy Realtor® Association, Canopy Real Estate Institute, the Realtor® Store, Canopy Housing Foundation, and Canopy MLS, including MLS Support will be closed on Thurs., Nov. 27 and Fri., Nov. 28.

Stay Vigilant Against Scams and Imposters

Please remain alert when responding to inquiries about real estate listings or services. Reports continue of individuals posing as buyers with no intent to purchase. Your safety is paramount; always conduct due diligence before meeting unfamiliar prospects, and use tools like Forewarn to help verify identities. Trust your instincts: if something feels off, pause and confirm details before proceeding. Report any suspicious activity to your broker-in-charge and law enforcement. Taking a few extra minutes to validate a lead is a worthwhile step to protect yourself and your business.

Discover 26 Reasons to Renew Your Canopy Realtor® Association Membership
Your Realtor® membership provides access to three levels of benefits. Annual dues have been posted to your account. Payment is due Thurs., Jan. 1, 2026. Online payments can be made through your RAMCO Dashboard.

Call for Action: Reject the 68.3% Dwelling Insurance Hike

North Carolina REALTORS® are urging Insurance Commissioner Mike Causey to reject the proposed 68.3% average increase in dwelling insurance rates. This drastic hike would raise housing costs for renters and property owners alike, worsening the state’s housing affordability crisis. REALTORS® are calling for solutions that support—not strain—North Carolina families and the homes they depend on. 

A dwelling policy covers non-owner-occupied residences of up to four units, including rental properties, investment properties and other properties not occupied full-time by their owners. Even if this proposal doesn’t directly affect your own property, it directly affects housing affordability across North Carolina. Rising insurance costs drive up housing prices and put more strain on North Carolinians who rent or own investment properties. This proposal would only worsen our housing challenges. Read more about the proposed dwelling rate increase. If you prefer to send your own message, you may email your comments directly

TAKE ACTION BY WEDS., NOV. 19

Cast Your Vote for the Student Team to Receive the $1,000 Realtors® Choice Award

On Nov. 10, four student teams (Central Piedmont Community College, Haywood Community College, Johnson C. Smith University and UNC Charlotte) were challenged to identify approaches in solving affordable housing problems through the concept of adaptive re-use.

Each team received assistance from mentors, and each presented the team’s concept in front of a panel of industry experts. 

Review all student presentations and vote for the Realtors® Choice AwardVote by Weds., Dec. 3!

Canopy was Awarded the NAR PLATINUM Global Achievement Award

Canopy was recognized for providing members with the highest level of service and offering the tools, education, and networking needed to succeed in international real estate. The award was presented to Canopy President, Charisma Southerland and Canopy Global Committee Chair, Kristie Ferguson at the  National Association of Realtors® (NAR) NXT in Houston.
NAR's Global Achievement Program evaluates Association’s Global programs in five focus areas: Business Plan, Marketing & Communication, Events/Education, Outreach, and Benchmarking.  Award levels include Silver, Gold, Platinum and Diamond. 
 
Canopy’s Global Program launched in June 2024, and earning the Platinum Global Achievement Award in such a short period of time reflects our commitment to innovation and to strengthening connections with the global community both within our market area and beyond.
 
Learn more about Canopy's Global Program

Register for Canopy’s Merry Holiday Awards Luncheon & Annual Meeting on Dec. 12

Note New Location! The Revelry North End, 701 Keswick Ave #110, Charlotte, NC 28206

'Tis the Season to Bring a Toy and Experience the Joy of Our Industry on Fri., Dec. 12 from 10:30 a.m. to 1:30 p.m.  This year’s toy drive will benefit Block Love Charlotte.
 
Come celebrate the Realtor® of the Year, the Rookie of the Year, the 2025 Humanitarian, and other industry award recipients! 
 
Canopy Housing Foundation will also announce the proceeds raised to benefit Project Outpour from the 9th annual Strides for Shelter 5k.  Register for the Merry Holiday Awards Luncheon & Annual Meeting.

Attention Commercial Brokers: Here’s Your Year-End Commercial CE Lineup at Canopy Real Estate Institute

The commercial market is shifting fast. Adaptive reuse, industrial growth, interest-rate pressure, and tighter underwriting are reshaping every deal.  Get the latest legal and Commission updates to protect your clients while learning how to avoid the legal, financial, and due-diligence pitfalls that derail transactions and damage client relationships.
 
Join us for a power-packed two-day lineup designed exclusively for commercial brokers who want to sharpen skills, meet the CE and ethics deadlines early, and elevate their value in today’s commercial real estate market.
 
Make sure you close out the year in full compliance, market-ready, and prepared to lead clients confidently into 2026!  Don’t forget to use code “CE10” at checkout to receive $10 off!
 
Tues., Dec. 2 from 9 a.m. – 1 p.m.
Register: Commercial General RE Update (GENUP) (Virtual via Zoom)
 
Tues., Dec. 2 from 2 – 6 p.m.
Register: 19 Mistakes Commercial Brokers Make - REALTOR® Code of Ethics (Virtual via Zoom)
 
Wed., Dec. 3 from 9 a.m. – 1 p.m.
Register: Commercial Broker-in-Charge RE Update (BICUP) (Virtual via Zoom)

Rayse Has Launched and MLS Subscribers are Excited. Register for Webinars to Learn More About This Benefit.

Rayse is a powerful new tool designed to help you clearly demonstrate your value by providing a comprehensive snapshot of your daily work and the many ways you serve your clients. Canopy MLS Partners with Rayse to Empower Agents.
 
Look for the Rayse tile on your Canopy MLS Dashboard. This benefit is 100% complimentary for all Canopy MLS Subscribers.
 
Register for a Rayse webinar on Mon., Nov 17 and Weds. Nov. 19.

The Coming Buyer Wave: Why 2026 Demands Transparency You Haven’t Built Yet

Tristan Ahumada, Real Estate Coach & Chaos Whisperer, and guest speaker Christian Dwiggins, Rayse CEO, will co-host a webinar.
This high-energy session is designed exclusively for Canopy MLS subscribers and will explore what’s ahead in the 2026 market — and how agents can prepare by leading with transparency and trust. Read more about this webinar.
 
REGISTER: The Coming Buyer Wave: Why 2026 Demands Transparency You Haven't Built Yet 

Canopy Realtor® Association & Canopy MLS Membership Numbers

As of Mon., Nov. 17
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